Hail Risk Score Report

Hail Risk Score Reports

LOCATION® Hail Risk Score Reports provide a measure of short to medium-term future hail risk at the property level in the contiguous 48 states and the District of Columbia. It is based on the last 10 years of ultra-high resolution radar data that has been processed using proprietary algorithms, and has been extensively validated by actual hail claims data.

A smooth risk surface has been designed that is based on highly granular (1 square kilometer spatial resolution) data on the size and frequency of severe hail, and takes into account terrain features. The score represents a ranking of different areas in the country in terms of where future hail is most likely – at least in the short to medium term (~10 years).

The underlying hail risk data is updated annually using the most recent 10 years of information. This risk analytic is unique: the score represents a climate-conditioned view of hail risk and identifies both traditional areas of risk, such as the hail alley states (Kansas, Oklahoma, etc.), as well as areas of emerging hail risk based on recent hail activity. The current data shows increased hail risk in non-traditional hail states such as Ohio, Illinois, and Minnesota.

The score is based on a scale of 1 to 10. A score of 1 represents very low hail risk – with damaging hail unlikely in the next 5-10 years. A score of 10 represents extreme risk – with damaging hail very likely every year.

To order the Hail Risk Score Report:

Select Order Report from the left navigation bar on any ISO Passport page.
Enter a name to identify the order, then click Next.
On the New Order page, select the Personal Property or Commercial Property tab.
Under the LOCATION Reports category, select Hail, then choose Hail Risk Score.

Both Hail Damage Score and Hail Risk Score options are displayed. One or both can be selected.

You can select additional reports with the same order. If needed, use the tabs to browse and make your selections
When you finish selecting reports, click Next at the bottom of the page.
You may have to enter account numbers for some products. If requested to do so, enter the appropriate account numbers, then click Next.
Enter the risk information required to process the order. Follow the instructions provided on the page as needed to display and enter information. A red asterisk indicates a required field.
Click Submit Order to process the order.