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ISO’s Property Claim Services (PCS®) compiles and reports estimates of insured property losses resulting from catastrophes. PCS defines a catastrophe as an event that affects a significant number of policyholders and insurers and causes insured property damage of:
- $25 million or more (1997–present)
- $5 million or more (1982–1996)
- $1 million or more (1949–1981)
For each catastrophe, the PCS loss estimate represents anticipated industrywide insurance payments for property lines of insurance covering fixed property, building contents, and time-element losses, along with vehicles, and related inland marine.
This interactive map displays the estimated losses from PCS-designated catastrophes for each state by decade. You can choose to see estimated losses for all catastrophes or select a particular category from the left navigation panel. |
