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ISO's Risk Improvement Statements Report — available through the SPI Plus® system — gives you information about observed building and occupancy hazards for millions of buildings in ISO's property information database. For each building and occupant, the report lists specific recommendations that:
- identify hazardous conditions and tell you how to remedy them
- highlight fire-protection improvements and suggest modifications
The statements give you the insurance underwriting information you need for profitable results.
The Risk Improvement Statements Report is available separately or bundled with a Building Underwriting Report, Rating Survey Detail Report, or Underwriters Advantage Report for an even better value.
Who's behind the Risk Improvement Statements?
ISO's staff of experienced field representatives — specially trained to identify loss exposures — conducts thorough on-site surveys of thousands of commercial buildings and businesses each year. The statements are the result of that extensive expertise and experience and provide another way to reduce your time and expense for underwriting and rating.
Estimated Loss Costs with Risk Improvement Statements
After you've reviewed the Risk Improvement Statements, you can use ISO's Estimated Loss Cost Quote Report to measure the effect of implementing suggested improvements. Just check off the Risk Improvement Statements you want to implement at the specific property, and see how much the Estimated Loss Cost will change. The SPI Plus system also lets you modify an existing automatic sprinkler grading and produce an Estimated Loss Cost for a nonsprinklered building with partial sprinkler protection. The information can help you price coverage more precisely and provide valuable cost-benefit analysis for suggested improvements.
The value of Risk Improvement Statements
The statements help you:
- apply improvement recommendation scenarios to the risk — in an interactive, iterative way — to observe changes in the rating and to support cost-benefit analysis
- determine the value of implementing recommended changes to hazardous conditions
- identify conditions observed on-site by ISO's highly trained field staff
- underwrite and price coverage more accurately
For more information . . .
. . . about ISO's Risk Improvement Statements — or to get in touch with a sales representative — contact ISO. You can also call us at 1-800-888-4476.
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