Catastrophe Loss Analysis Report

ISO's Catastrophe Loss Analysis Report — available through the SPI Plus® system — helps you manage your exposure to loss from hurricanes, severe thunderstorms, and earthquakes. You get objective, accurate risk profiles for individual buildings in ISO's property information database — and other commercial properties — at risk from those perils.

Here's how it works
If the building is in the database, ISO uses the on-site verified information available. But if the building isn't in the database, the system prompts you to enter information on construction, year built, and building occupancy.

With modeled data from ISO sister company AIR Worldwide Corporation and on-site confirmed building information from ISO's property information database, the service provides critical factors — including risk scores and average annual loss figures — to help you make profitable underwriting decisions and manage your exposure to loss.

Here's what you get

Hurricane data

• long-term average annual, 100-year, and 250-year loss-level info for the building and its contents
• scores that show the risk at each location and the relative risk compared with other locations in the county and state
• storm-surge potential
• physical characteristics of the risk location, including elevation and terrain

Earthquake data

• long-term average annual, 100-year, and 250-year loss-level info for the building and its contents
• scores that show the risk at each location and the relative risk compared with other locations in the county and state
• physical properties at each location, including soil type and potential for landslide and liquefaction
• 100-year intensity value (MMI)
• distance to nearest significant fault

Severe thunderstorm data

• scores that show the risk at each location and the relative risk compared with other locations in the county and state
• tornado, hailstorm, and straight-line windstorm frequencies

The Catastrophe Loss Analysis Report will help you:

• manage policy concentrations
• improve your loss ratio
• develop optimal insurance and reinsurance programs
• accurately assess exposure to loss
• set accurate premiums
• enter larger markets with competitive pricing
• increase productivity

Follow the link for a sample Catastrophe Loss Analysis Report.

For more information . . .
. . . about ISO's Catastrophe Loss Analysis Report — or to get in touch with a sales representative — contact ISO. You can also call us at 1-800-888-4476.

View the interactive brochure