Property and Liability Risk-Assessment Surveys
High-quality information from the masters of observation
ISO's property and liability risk-assessment surveys provide high-quality, up-to-date information on conditions and hazards at any property in the United States.
For more than 30 years, insurers and other customers have turned to ISO to get verified and validated on-site surveys. Our surveys give you objective information on commercial or residential properties and their potential exposure to loss.
ISO's trained observers collect property and liability information you can use for:
- loss control
- risk management
And we're continually expanding our survey products to deliver analytic and decision-support tools to help you make better business decisions.
We go on-site so you don't have to
When ISO conducts surveys for you, it's as if you're traveling — virtually — to each location, gathering all the specific information you need.
ISO has more than 600 highly trained field representatives, strategically located throughout the United States. Every year, those reps conduct on-site surveys of hundreds of thousands of properties. Our surveys give you information about:
- hazards that threaten buildings, premises, and people
- bodily injury exposures
- recommended improvements that can reduce risk
- replacement-cost valuations
- internal protection systems, such as automatic sprinkler systems and fire alarms
- conformance of individual business sites to corporate loss control and safety programs
You can also get business and financial information needed for general liability and workers compensation premium audit reviews.
ISO applies rigorous quality-assurance measures to our surveys, and that gives us constant feedback on our performance. We tie our field staff's incentive
programs to measures of quality, so you can be sure your survey will meet ISO's standards for quality.
High-Risk Notification Service to let you know about immediate hazards
All ISO surveys come with High-Risk Notification Service — at no extra charge. If our field rep discovers hazards or conditions that present immediate potential for loss, his or her first call is to you, the underwriter. You'll also get a more detailed follow-up e-mail — including photographs — to document the hazardous conditions.
It's ISO's way of giving you a speedy “heads up” about critical information, even before you get your survey.
A full range of surveys
ISO offers all these surveys:
Builder's Risk — the project, building, exposures, and controls
Commercial Fleet — overall operations and conditions of fleets, large and small
General Liability — a wide variety of nonproperty exposures
Inland Marine — equipment, motor truck cargo, and warehouse legal liability
Multiline — property and liability exposures, including products and completed operations, auto, and crime
Premium Audit — an automated process for outsourcing premium audits with the ISOPAX® Network
Workers Compensation — exposure to injury and loss on the job
And ISO's customized reports deliver information just the way you want it — tailored in content and format to meet your needs.
For more information . . .
. . . on ISO's property and liability risk-assessment surveys — or to get in touch with a sales representative — contact ISO. You can also call us at 1-800-888-4476.