Key Features

ISO Rating Service® is the only automated rate-management system of its kind to provide these key features:

ISO content supported by automated updates to loss costs, rules, and policy forms through ISOnetSM
Insurers that use ISO programs no longer need to monitor ISO circulars for updates. You'll receive timely automated updates as ISO makes revisions to the manuals. This feature provides a significant savings opportunity, as ISO typically makes 3,000 to 4,000 program changes per year in commercial lines alone.

Patented inheritance-based technology
ISO Rating Service uses patented inheritance-based technology that maintains the base ISO system while allowing for exceptions and changes. That means you can adopt ISO changes while preserving your own company deviations from ISO programs. The technology also segregates and preserves state updates and regulatory exceptions.

Component-based, XML-driven design that facilitates interface with quote, submission, and policy-administration systems
You can integrate ISO Rating Service into your existing IT infrastructure or vendor policy-administration platform, giving you freedom of choice and uninterrupted ISO support. Because it's a fast, highly configurable rating and rate-management system, ISO Rating Service also supports your independent programs, as well as material from any advisory bureau, producing timely rating calculations at any point of sale or service.

Ongoing interpretation of the manual rules by ISO line experts and actuaries
With ISO interpretation, there's no guesswork — no translating ISO manual rules into computer programs, so you know it will function as intended by the insurance experts.

Rate-management tools that facilitate company maintenance and analysis of ISO updates
You can make fast and efficient adjustments to any ISO-based product. The ISO Rating Service rate-management reporting utility identifies — and helps you understand — the variations between different versions of an insurance program. You'll be able to analyze how a new ISO revision will affect your company's rating structure, program modifications, and premiums. You can easily decide which ISO revisions to adopt and when to implement them. ISO Rating Service lets you see how an ISO update may conflict with your deviations and what specific changes you need to make. You can also use the advanced product-management tools to customize ISO advisory content in response to your sales, underwriting, and service priorities.

For more information . . .
. . . about ISO Rating Service — or to get in touch with a sales representative — contact ISO. You can also call us at 1-800-888-4476.