ISO's Financial Institutions Program helps you offer your customers comprehensive coverage for fraud and other external or internal crime. We've designed the program — which includes policy forms, endorsements, rules, and loss costs — for banks and savings institutions, securities brokers and dealers, insurance companies, and finance companies. It's the most complete, up-to-date standardized policy program of its type available today.
Here's what you get
With ISO's Financial Institutions Program, you'll get:
- the industry benchmark for standardized policy forms, manual rules, and loss costs
- ISO's up-to-date monitoring of federal and state banking laws and regulations, as well as significant court cases — so your program stays current and you can use your resources efficiently
- specialized policy forms and manuals that provide superior coverage and simplify underwriting
- a prepackaged program for much less than the cost of maintaining your own program
You'll also get everything you need for the following financial institution policies:
- financial institution crime policy for banks and savings institutions (versions both with or without aggregate limits)
- financial institution computer crime policy (for all institutions)
- financial institution kidnap/ransom and extortion policy (for all institutions)
- financial institution combination safe depository policy (for institutions with safe deposit box exposures)
- financial institution crime policy for securities brokers and dealers
- financial institution crime policy for insurance companies
- financial institution crime policy for finance companies
Available forms
To meet the varied needs of banks and other types of financial institutions, ISO delivers the Financial Institutions Program as a comprehensive package of policies. With separate limits and deductibles to meet the specific needs of all your banking and financial institution customers, the program offers the following array of coverages, which you can write in any combination:
- computer fraud
- cost of audits and claims expenses
- counterfeit money
- damage to ATMs
- employee dishonesty (including loans and trading)
- forged electronic signatures
- forged or altered negotiable instruments
- forged, altered, or counterfeit securities
- fraudulent mortgages
- fraudulent telefacsimile instructions
- fraudulent telephone instructions
- loss of items in a cash letter
- loss of the insured's property resulting from theft, misplacement or mysterious or unexplainable disappearance, and damage — inside the premises and while in transit
- stop payment or refusal to pay
For more information . . .
. . . on ISO's Financial Institutions Program — or to get in touch with a sales representative — contact ISO. You can also call us at 1-800-888-4476. |
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