Territory Services
LOCATION® Territory Services are the fast and efficient way to get the correct territories for your personal and commercial lines policies.
Territory definitions can be complex, and you have to assign the right territory to every policy to calculate the correct premium and to avoid market-conduct fines. To speed your rating workflow and improve customer service, LOCATION offers territory information representing every address in the United States. Simply enter your risk address, and LOCATION supplies the correct territory code every time.
You can order:
- ISO personal auto rating territories
- ISO commercial auto rating territories
- ISO personal property rating territories
- ISO commercial property statistical reporting territories
- ISO Group II zones
- ISO businessowners rating territories
- ISO commercial earthquake rating territories
- ISO commercial general liability rating territories
- California Department of Insurance (DOI) earthquake zones
- Citizens property rating territories - Florida only
You also get codes for independent-bureau and state-promulgated territories.
And LOCATION includes the new territories defined by ZIP code.
Attention ISO Participating Insurers
LOCATION Territory Services are available free of charge for participating insurers. You'll have access to territories for the lines of business and states for which you now participate. You can download the territories in the LOCATION tab-delimited database format to integrate directly into your own system. Follow the link for instructions and access information.
But what if we don't use ISO territories?
If you have your own rating territories, you can get a customized LOCATION data file that works the same as the ISO service. Simply send us your territory definitions, and we'll do the rest.
Explore new territory with LOCATION
LOCATION Territory Services come to you as flat-file databases for you to host. Some services are also available online or through a web service connection.
Want to know more?
To find out how you can get LOCATION — or to request more information — contact ISO. You can also call us at 1-800-888-4476.
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