Information from ISO's Database

ISO maintains one of the largest private databases in the world. Each year, we collect some 2 billion detailed records of insurance premiums collected and losses paid. At any one time, ISO's computers store more than 9.3 billion records. For commercial lines, that data represents 70 to 75 percent of the entire industry's premium volume. For personal lines, the data represents about a third of the industry's premiums. And for all lines, it's the largest and most credible single source of premium and loss statistics.

ISO's professional staff members analyze insurer data and turn it into meaningful information. Follow the links for details on some of the many ISO products and services that supply information from the ISO database in formats to meet your needs:

• Advisory Prospective Loss Costs — accurate projections of average future claim payments and loss-adjustment expenses
• ISO's Actuarial Service — information that enlightens
• Detailed Class Information
• Data Compilations by Line of Insurance
• Personal Lines Customized Reports and Analyses
• Commercial Lines Customized Reports and Analyses
• ISO DataCubeTM — a multidimensional approach to analyzing ISO's commercial lines data
• ISO MarketWatch® Reports — insurance premium-change information based on actual policies
• ISO MarketWatch® Cube — a powerful tool for analyzing premium-change information
• Customized Loss Reserving Tool — information for loss reserving, benchmarking, and analysis
• Statistical Information for Claim Professionals — data for benchmarking your company against aggregate industry performance
• Homeowners ZIP Code Profiles — information to help you focus your underwriting and marketing efforts

For more information . . .
. . . about ISO's database products and services, contact ISO. You can also call us at 1-800-888-4476.