Commercial Auto Environmental Module

A powerful way to:

• evaluate your commercial auto risks with more accuracy
• target your marketing, underwriting and pricing efforts
• discover new opportunities to improve your competitive differentiation

Simply input the garaging address of each risk, and the environmental module analyzes the interactive effects of hundreds of variables.

The environmental module of ISO Risk Analyzer Commercial Auto provides sophisticated analysis for two classes of commercial auto business:

• local/intermediate trucks, tractors, and trailers (TTT)
• private passenger types (PPT)

The module employs predictive modeling to examine environmental indicators that can affect commercial auto risks, resulting in more refined estimates of future losses for your risks at the address level by major coverage, including:

• Combined Single Limit (CSL) Liability
• Personal Injury Protection (PIP) in no-fault states
• Collision
• Other Than Collision

You simply input the garaging address of each risk, and the ISO Risk Analyzer Commercial Auto environmental module analyzes the interactive effects of hundreds of variables and provides output for the following components:

• Traffic generators — includes characteristics such as transportation hubs, shopping centers, hospitals/medical centers, and entertainment districts
• Traffic density — includes characteristics such as commuting patterns and public transportation usage
• Traffic composition — includes characteristics such as household size and home ownership
• Weather — includes measures of snowfall, rainfall, temperature, and terrain
• Experience/trend — includes ISO loss costs and state frequency and severity trends from ISO lost cost analyses

In addition to the components, you’ll receive the address-specific loss cost with underlying frequency and severity statistics.

Data Sources
The environmental module for commercial auto has access to many industry and third-party data sources, including:

• statistical data and ratemaking information representing 65% of the commercial auto market
• environmental and weather-related risk information from AIR Worldwide
• third-party information, such as traffic data and information on business locations

Delivery

• Batch-order processing

For more information . . .
. . . on the ISO Risk Analyzer suite of predictive modeling solutions, send e-mail to This e-mail address is being protected from spam bots, you need JavaScript enabled to view it .