ISO Employers Advantage Overview

Employment practices liability (EPL) is one of today's fastest-growing financial threats to employers. To help you meet the needs of your commercial customers, ISO makes available ISO Employers AdvantageSM — an innovative program that combines traditional ISO services for EPL with a complete portfolio of underwriting and risk management services.

ISO Employers Advantage starts with ISO's Employment-Related Practices Liability Program — the industry's first standardized EPL program — including policy forms, manual rules, and advisory prospective loss costs. Building on that program, ISO Employers Advantage adds an array of underwriting tools and lets you select from a complete portfolio of HR risk management services and tools provided by two leading suppliers — the workplace HELPLINE and Laurdan Associates, Inc.

ISO Employers Advantage creates a virtual human resources department for your customers and provides access to big-company HR services as part of your EPL policy.

Follow the links for more information:

• policy forms, rules, and loss costs
• tools for insurers and agents
• services for your customers
• additional services

And for flexible, customized assistance with developing and filing your policy program, ISO also offers:

Participation in ISO Employers Advantage
Participation in ISO Employers Advantage is open to insurers and reinsurers. To find out how your company can participate — or to request more information — contact ISO. You can also call us at 1-800-888-4476.