Catastrophe Hazard Report

The Catastrophe Hazard Report helps you manage your exposure to loss from hurricanes, severe thunderstorms, earthquakes, floods, winter storms, and terrorism. You get objective, accurate risk profiles representing every address in the continental United States at risk from those perils.

With information from ISO's sister company AIR Worldwide, the service provides critical factors — including risk scores and average annual loss figures — to help you make profitable underwriting decisions and manage your risk portfolio.

Here's what you get:

Hurricane data

• long-term average annual, 100-year, and 250-year loss-level information
• scores that show the risk at each location and the relative risk compared with other locations in the county and state
• physical characteristics of the risk location, including elevation and terrain
• storm-surge potential
• Florida wind loss mitigation information
• historical hurricane information, including hurricane name, date of landfall, and intensity

Severe thunderstorm data

• long-term average annual, 100-year, and 250-year loss-level information
• scores that show the risk at each location and the relative risk compared with other locations in the county and state
• tornado, hailstorm, and straight-line windstorm frequencies
• nearest historical tornado, hail storm, and straight-line wind storm information, including storm date and intensity

Earthquake data

• long-term average annual, 100-year, and 250-year loss-level information
• scores that show the risk at each location and the relative risk compared with other locations in the county and state
• physical properties at each location, including soil type and potential for landslide and liquefaction
• intensity value of an event likely to occur within a100-year return period
• earthquake fault (Alquist-Priolo) zone
• distance to nearest significant fault
• California Department of Insurance earthquake zones for properties located in California only
• historical earthquake information, including earthquake name and date, magnitude, and epicentral distance and depth

Winter storm data

• long-term average annual, 100-year, and 250-year loss-level information
• scores that show the risk at each location and the relative risk compared with other locations in the county and state
• snow and wind frequency

Flood data

• flood zone information (as defined by FEMA)
• elevation
• shortest distance to water body
• 100-year and 500-year flood plains
• FEMA flood zones map

Terrorism data

• distance to nearest target
• target type
• terrorism map showing locations of targets

The Catastrophe Hazard Report will help you:

• manage policy concentrations
• improve your loss ratio
• develop optimal insurance and reinsurance programs
• accurately assess exposure to loss
• set accurate premiums
• enter larger markets with competitive pricing
• increase productivity

The Catastrophe Hazard Report is available online through ISO's secure web-based platform, ISO Passport®.

Follow the link for a sample Catastrophe Hazard Report.

For more information. . .
. . . about AIR, visit the AIR website. And to find out how you can get the Catastrophe Hazard Report — or to get in touch with a sales representative — contact ISO. You can also call us at 1-800-888-4476.