A-PLUS The Automobile-Property Loss Underwriting Service

ISO's A-PLUSTM — the first and most respected source of property loss histories for underwriting — now offers claims information for personal and commercial auto, as well.

More than 980 insurers — representing nearly 93 percent of U.S. private passenger premium volume — contribute to the database. You get information on all types of auto coverage:

  • collision
  • comprehensive
  • glass
  • garage keepers
  • liability
  • medical payments
  • personal injury protection (PIP)
  • rental reimbursement
  • towing and labor
  • uninsured motorist
  • umbrella
  • underinsured motorist

Here's how it works
When a person or business submits an insurance application to an A-PLUS participating insurer, the underwriter — or an authorized insurance agent — can request a search of the A-PLUS database. The request includes brief information about the applicant and the vehicle or vehicles. The A-PLUS system then searches the database for previous claims filed by that person or business — or claims filed by other individuals or businesses on the same vehicle or vehicles. The system summarizes the search results and returns a report to the underwriter or agent.

See a sample A-PLUS auto report.

The information in an A-PLUS report can help your underwriter or agent estimate the level of risk — and how much issuing a policy to the particular applicant is likely to cost your company in the years ahead.

For more information . . .
. . . about A-PLUS — or to find out how your company or organization can participate — call Steven Craig at 201-469-3174, or send e-mail to This e-mail address is being protected from spam bots, you need JavaScript enabled to view it . Or contact your local A-PLUS/ISO Passport® representative.