A-PLUS Auto Database

ISO's A-PLUSTM — the first and most respected source of property loss histories for underwriting — now offers claims information for personal and commercial auto, as well.

More than 1,100 insurers — representing 94 percent of U.S. private passenger premium volume — contribute to the database. You get information on all types of auto coverage:

• collision
• comprehensive
• glass
• garage keepers
• liability
• medical payments
• personal injury protection (PIP)
• rental reimbursement
• towing and labor
• uninsured motorist
• umbrella
• underinsured motorist

A-PLUS Loss-History Reports are available through QuickFill — ISO's data prefill tool for underwriters that helps complete auto insurance quotes quickly and easily.

Here's how it works
When a person or business submits an insurance application to an A-PLUS participating insurer, the underwriter — or an authorized insurance agent — can request a search of the A-PLUS database. The request includes brief information about the applicant and the vehicle or vehicles. The A-PLUS system then searches the database for previous claims filed by that person or business — or claims filed by other individuals or businesses on the same vehicle or vehicles. The system summarizes the search results and returns a report to the underwriter or agent.

See a sample A-PLUS auto report.

The information in an A-PLUS report can help your underwriter or agent estimate the level of risk — and how much issuing a policy to the particular applicant is likely to cost your company in the years ahead.

For more information . . .
. . . about A-PLUS — or to find out how your company or organization can participate — call Steven Craig at 201-469-3174, or send e-mail to This e-mail address is being protected from spambots. You need JavaScript enabled to view it .