Find ISO Products and Services
360Value A web-based system for estimating replacement values of residential, commercial, and agricultural properties
360Value Estimated Replacement Cost Report A quick estimate — made with ISO’s 360Value property valuation technology — of the replacement value of any commercial property in ISO’s property information database
A-PLUS Auto Database Personal and commercial auto claims information for underwriters and agents
A-PLUS OFAC Service A service that lets you automatically check your customers against the government's watch list of potential terrorists and drug traffickers
A-PLUS Property Characteristics Reports Instant access to a wealth of public-records information on personal properties
A-PLUS Property Database The first and largest source of property claims information for underwriters and agents
A-PLUS Vehicle-Registration Reports Complete and accurate registration data, including info about previously junked, salvaged, or flooded cars
A-PLUS Verified Access to an applicant’s loss history and prior insurance coverage in one convenient, streamlined report
Actuarial Consulting Service To advise you on pricing, reserving, reinsurance, capital management, and many other issues
Actuarial Service Participation Collections of reports and analyses by line of insurance
Advisory Prospective Loss Costs Accurate projections of future claim payments and loss adjustment expenses
Aggregate financial reporting Service generates the aggregate financial calls required by each data collection organization, using the policy and claim transactions you provide
Agri-CAP (Agricultural Capital Assets Program) An output policy providing broad coverages and pricing flexibility for medium-sized to large agricultural-related businesses
AIR Worldwide The technological leader in catastrophe modeling, specializing in risks associated with natural and man-made catastrophes, weather, and climate
ALAE Size-of-Loss Distributions Tables of allocated loss adjustment expenses by indemnity amount for commercial lines
Analysts’ Summary Package A collection of timely reports on the property/casualty insurance industry’s financial and underwriting results
Applied Informatix Telematics tools to help collect and use driving behavior data for personal and commercial auto insurance
Atmospheric and Environmental Research (AER) Research and consulting services that further understanding of the global environment, weather, and climate risk
Automatic Sprinkler Grading Report A report that tells you how well a sprinkler system will protect a building from fire loss
Builder's Risk Survey On-site survey that gives you information about properties under construction
Building Code Effectiveness Classifications Information to help you predict how well a structure will fare in a hurricane, earthquake, or other disaster
Building Underwriting Report (BUR) Information on a commercial building’s construction, occupancy, hazards, and fire protection
Capital Assets Program An output policy providing broad coverages for large to medium-sized commercial accounts
Capital Management Consulting Service To help you assess your strategies for investment, underwriting, reinsurance, and alternative risk financing
Catastrophe Consulting Service To help you measure and manage your exposure to hurricanes, earthquakes, and other disasters
Catastrophe Loss Analysis Report For commercial buildings, loss analysis results for hurricane and earthquake and relative risk levels and hazard data for hurricane, earthquake, and severe thunderstorm
Circulars on ISOnet New circulars issued daily, plus all circulars issued since 1995 (available to ISO participating insurers only)
Claims Information A brief overview of ISO's claims information, including products for claims professionals, fraud investigators, and underwriters
Climate Change Impact Services Tailored studies to assess regional effects of climate change and related market risks for a broad range of market sectors
CMC Manual Plus A service that delivers PPC and BCEGS information over the web through SPI Plus
Commercial and Residential Property Reports A variety of reports to help you assess the loss potential of a specific property
Commercial Fleet Survey On-site survey that gives you information about commercial auto exposures
Commercial Lines Customized Reports and Analyses Info about the market for commercial auto, general liability, and other lines, in a format that meets your needs
Commercial Lines Manual (CLM) Information on ISOnet Complete information from ISO's 25,000-page CLM
Commercial Umbrella Program Policy forms, endorsements, and rules for use over CGL, commercial auto, garage, and businessowners policies
Consulting Services To help you move into new markets, reassess the ones you're in, and control expenses
Coverage Verifier Information about current and previous coverages for homeowners and personal auto insurance
Coverage Verifier Suite of Services A collection of services that provide underwriting and rating info and help you fulfill statutory, regulatory, and operational requirements
Crime and Fidelity Program A program to help you cover business and government entities for employee theft, burglary, and other workplace crimes
Custom Research To help you evaluate a strategy, market, or new business direction
CV-ALIR Reporting service that satisfies your statutory obligations to report automobile coverage to state DMVs
CV-Exchange A subscription service that helps you notify loss payees of policy changes affecting their collateral
CV-OFAC Service that ensures compliance with statutory obligations related to national security by checking all names against the OFAC watch list
Data and Statistical Services A brief overview of ISO's data and statistical services
Data Compilations by Line of Insurance Standard data compilations in machine-readable formats
Database and analytic services Sophisticated analytical and report-writing tool that you access through a web browser lets you use your compliance data for an in-depth look at your workers compensation business
Detailed Class Information The most extensive available collections of insurance data for individual ISO rating classes
E&S Business Links Reports Concise hazard and loss-control information for specific types of businesses
E&S Client Handouts Action plans and checklists for risk management and loss control for you to distribute to your policyholders
E&S Consultation Service Individualized technical advice and guidance on risk management and loss control
E&S Enterprise Subscription Service Letting you make E&S information available to your agents and customers through your own company extranet
E&S Legislative — Loss Control Services Summaries and analyses of proposed and enacted laws and regulations affecting the loss control services you must provide, with suggestions for compliance
E&S Modular Training Solutions (MTS) Short, concise courses with CEU credits for successful completion (available to E&S subscribers only)
E&S News Reports Information on new and emerging strategies for loss control
E&S on CD Technical and legislative information on CD-ROM
E&S on ISOnet The Internet's leading source of technical information for risk management and loss control
E&S Professional-Development Programs In-house training modules, self-study programs, and online training
E&S Risk Management InfoLinks Detailed indexes of web resources for risk management and loss control
E&S Technical Achievement Program (TAP) Ongoing distance-learning program with CEU credits for successful completion (available to E&S subscribers only)
E&S Technical Reports Analyses of specific hazards, processes, operations, and products, with guidelines for loss control
E-Commerce Program A policy program offering coverage options for commercial companies and financial institutions that do business online
eCast Probabilistic weather forecasts for the next 15 days for cities throughout the United States and Europe
Electronic Forms on Disc (EFD) A database of policy forms and endorsements for all ISO lines of business
Engineering and Safety Service (E&S) Technical information on loss control
Estimated Loss Cost Quote Report A quick, simple, and economical way to estimate a specific commercial loss cost while you wait for an on-site survey — or to see the potential effect on loss costs from changes in the risk
Excess Layer Loss Development Manuals Information to let you compare ISO aggregate loss development patterns with your company's patterns (for commercial auto, general liability, and medical-professional liability)
Experian Business Financial Reports from ISO Passport Business credit, financial, and public-records info to help you evaluate new and renewal business and make better underwriting decisions
Financial Institutions Program A comprehensive program protecting against internal and external crime at banks and savings institutions, securities brokers and dealers, insurance companies, and finance companies
Fire Resistance Ratings A detailed manual for building inspectors, fire inspectors, public officials, builders, contractors, engineers, and others concerned with fire safety
Fire Suppression Rating Schedule (FSRS) The manual ISO uses in reviewing the fire fighting capabilities of individual communities
FireLine A software and database product that combines recognized risk factors and satellite imagery to pinpoint potential hazards from wildfire
FlatCat An alternative delivery method for Property Claim Services (PCS) catastrophe data — gives you the entire PCS catastrophe-history database at your fingertips
FlightDeck Web-based system for managing on-site inspections of residential and commercial properties
FloodAssist The online system that helps you accurately determine flood zones and flood risk
Forms Information/Report System (FIRST) Information to help you manage your company's policy forms and endorsements
Forms Library on ISOnet More than 9,000 personal and commercial policy forms and endorsements
General Liability Survey On-site survey that gives you information about liability exposures
hCast-LR Consultation with AER hurricane experts on global long-range forecasts for an early look at risk during the coming season
hCast-SR Statistical interpretation of hurricane risk based on an ensemble of models, monitoring progress from tropical storm formation to hurricane landfall
Homeowners Section II Loss Development Information Loss development factors and underlying data for homeowners liability losses
How to Get ISO Products and Services A combination of services and lines of insurance that meets your needs.
ILX Construction Training Construction training program with more than 40 hours of interactive training and testing
Information from ISO's Database Data, analytics, and decision-support tools based on the insurance industry's largest collection of statistics
Injury reporting (FROI/SROI) Using the claim transactions you report to ISO, service automatically triggers the appropriate first and subsequent reports of injury (FROI/SROI) as required by each EDI jurisdiction
Inland Marine Handbook Forms, endorsements, declarations, and policywriting instructions for 28 nonfiled classes of inland marine risks
Inland Marine Survey On-site survey that gives you information about a wide range of commercial inland marine risks
Insurance Information Exchange (iiX) Motor vehicle reports, undisclosed-driver reports, credit-score reports, and other underwriting info
IntelliCorp Background checks and screening of potential employees, tenants, and volunteers
IntelliCorp: Batch Processing Lets you perform multiple background checks simultaneously and get organized results
IntelliCorp: Benefits Sophisticated searching and the exclusive IntelliSearch smart recommendation model
IntelliCorp: Services A wide range of services for human resources departments, real estate owners and managers, and nonprofit organizations
IntelliCorp: StandGuard Program Automatically monitors your active employees to make sure they still meet your standards for employment screening
ISO Audit Select A model that helps you make premium audit decisions for each workers compensation policy
ISO Casualty Index Loss ratio and loss development data for well-defined segments of general liability and commercial auto liability lines of business
ISO Circular Tracking Extract Handy compendium of important circular information delivered daily
ISO Claims Outcome Advisor (COA) An expert system that helps you evaluate and manage bodily injury and workers comp claims
ISO Claims Solutions Solutions for improving claims processing and preventing fraud
ISO ClaimSearch The industry's only comprehensive system for improving claims processing and preventing fraud
ISO ClaimSearch: Append-DS A service that provides Social Security numbers you can add to claims reports
ISO ClaimSearch: Child Support Enforcement Agency Reporting (CSEA) Service A service to help you comply with state requirements to support the collection of delinquent child-support payments
ISO ClaimSearch: ClaimDirector A supervised expert system that helps you distinguish between suspicious and meritorious claims
ISO ClaimSearch: Decision Net Supplementary information for claims analysis and investigations
ISO ClaimSearch: Marine Index Bureau (MIB) Information to protect against fraud in the maritime industries
ISO ClaimSearch: Medicaid Reporting Service A service that helps you comply with the Medicaid reporting and verification requirements in Rhode Island.
ISO ClaimSearch: Medicare Secondary Payer Reporting Service A service to help you comply with mandatory claim reporting requirements of Section 111 of the Medicare, Medicaid, and SCHIP Extension Act of 2007
ISO ClaimSearch: Motor Vehicle Reports (MVR) Instant access to information from state driving-record databases
ISO ClaimSearch: NetMap Suite A group of products that use visual link-analysis technology to help you see and fight fraud
ISO ClaimSearch: NMVTIS Reporting Service A service to help you comply with the U.S. Department of Justice (DOJ) rule to provide NMVTIS with reports on salvage vehicles
ISO ClaimSearch: OFAC Compliance Service The automated way to check claim payments against the government watch list of terrorists and drug traffickers
ISO ClaimSearch: Statutory and Regulatory Reporting A service that provides required claims data to state fraud bureaus, fire marshals, or other entities on behalf of insurers when allowable by legislation
ISO ClaimSearch: ViewLink Manager (VLM) A PC software tool that helps identify suspicious claims and speed the payment of legitimate claims
ISO DataCube A multidimensional approach to analyzing ISO's data for select lines
ISO Electronic Rating Content An alternate method for using ISO rating content
ISO Employers Advantage The industry's first standardized employment-practices liability program, plus a complete range of underwriting and human resources risk-management services for you and your customers
ISO Innovative Analytics (IIA) Practical tools for predictive modeling and scoring
ISO IntegRater Critical rating information that flows seamlessly into your company's rating systems
ISO Liability Advisor A tool that helps claims professionals identify and evaluate accident-related comparative liability claims
ISO Line-of-Insurance Programs Policy language, manuals, and other information
ISO Loss Cost Customizer A software tool that helps you manage revisions to ISO's advisory prospective loss costs
ISO MarketWatch Cube A powerful tool for analyzing premium-change information
ISO MarketWatch Reports Insurance premium-change information based on actual policies
ISO Participation Plus A package of money-saving products and services for insurers with less than $200 million in written premium for ISO lines of insurance
ISO Passport Underwriting information through the Internet
ISO PhotoPak Full-color photographs of commercial buildings, as well as a variety of other useful information from ISO’s LOCATION databases
ISO PreScreen Personal Auto A tool to help you target your marketing efforts to prospects that best fit your preferred risk profile
ISO Products and Services for Risk Managers (This link leads to an external site: rm.iso.com)
ISO Rating Service The automated rating and underwriting system from ISO
ISO Risk Analyzer A suite of predictive models that help you classify, segment, and price your personal auto, commercial auto, and homeowner risks
ISO Risk Analyzer Commercial Auto A powerful analytic tool that uses predictive modeling to help classify, segment, and price your commercial auto risks
ISO Risk Analyzer Homeowners A powerful analytic tool that uses predictive modeling to help classify, segment, and price your homeowners risks
ISO Risk Analyzer Personal Auto A powerful analytic tool that uses predictive modeling to help classify, segment, and price your personal auto risks
ISO Subrogation Advisor A tool to help claims professionals manage the subrogation process better and increase opportunities for recovery.
ISO Suite+ ISO manual and form information on your own company's intranet
ISO's CatCube Catastrophe-History Database A multidimensional, web-based approach to analyzing catastrophe-history data from Property Claim Services (PCS)
ISOnet The Internet information service for insurance professionals
ISOnet/PCS Technical information on catastrophes and related insurance losses
ISOPAX Network The web-based system for outsourced premium audits
Just the FAQs Questions and answers from the PAAS consultation service
Kidnap/Ransom and Extortion Insurance Program Policy forms, endorsements, manuals, and related materials to help you offer coverage to your customers
Liability and PIP/Medical Payments Rating Symbols
Codes
that indicate the relative risk of loss for each private passenger vehicle
series
Lloyd's Wordings Repository A single source of model wordings to help you achieve pre-bind quality assurance and contract certainty in the London market
LOCATION The most accurate property and risk information related to a risk address
LOCATION Analyst A geographic information system (GIS) risk-management tool for underwriting, risk concentration, strategic planning, and catastrophe assessment
Loss Cost Quote Reports Loss costs, limit of insurance (LOI) information, BGII symbols, and Commercial Statistical Plan (CSP) codes for commercial buildings and the businesses occupying those buildings
Management Protection Program A policy program covering executive (directors and officers) liability, as well as other management-related exposures
Market Segments Program A collection of specialized policy programs to help you meet the needs of customers in important market niches
Marshall & Swift/Boeckh Estimated Replacement Cost Report A quick, low-cost estimate — using Marshall & Swift/Boeckh methodology — of the replacement value of any commercial property in ISO’s property information database
Medical Professional Liability Program A program to help you cover hospitals, physicians, dentists, and other healthcare providers
Medical reporting Service helps you manage the detailed medical claims reporting to meet data collection organization and jurisdictional requirements
MILD (Multi-Distributional Increased Limits Developer) A complete, self-contained exposure rating model you can use to analyze casualty excess-of-loss reinsurance treaties
Motor Carrier Digest A guide to insurance requirements for common, contract, and private carriers of passengers and property
Multi-Line Class Table Database An electronic system that helps you determine the current class codes for commercial lines risks
Multiline Survey On-site survey that gives you information and commentary for use in underwriting package-policy risks
National Equipment Register (NER) Information and services to help owners of heavy construction and agricultural equipment — and their insurers — recover stolen equipment
On-Site Surveys of Specific Locations and Communities Your eyes and ears anywhere in the United States
Overview of ISO Products and Services for Insurers A brief overview of ISO's products and services, with information on the lines of insurance we serve
PAAS Bulletins E-mailed bulletins to keep PAAS subscribers up to date on issues of importance to the premium audit function
PAAS Classification Guides Detailed information on the intent and application of each general liability and workers comp classification
PAAS Company-Sponsored Seminars Training seminars tailored to customer specifications
PAAS General Liability Classification Guide A comprehensive tool to help you apply correct general liability classifications
PAAS on ISOnet Web access to a full range of information about premium audit and classification
PAAS Rating Information A collection of three publications that summarize important rating information by state
PAAS Technical Achievement Program (TAP) An online self-study course for premium auditors
PAAS Training Manuals Comprehensive training manuals for beginning premium auditors and reviewers; available for workers compensation, general liability, and commercial auto
PAASbase A complete reference library of information about premium audit and classification on a single CD-ROM
PCS Catastrophe Loss Index Triggers for many financial-market instruments, including exchange-traded futures and options, catastrophe bonds, catastrophe swaps, industry loss warrants (ILWs), and other catastrophe derivative instruments
Personal Auto Physical Damage Rating Symbols
Codes
that indicate the relative risk of loss for each private passenger vehicle
series and model year
Personal Lines Customized Reports and Analyses Info about the market for personal auto, homeowners, and other lines, in a format that meets your needs
Personal Lines Manual Information on ISOnet Complete information from ISO's personal lines manuals
PICAS (Personal Injury Claims Assessment Service) An online service developed by ISO — in conjunction with doctors, claimant solicitors, and insurers — to provide a collaborative, fast, and fair injury claims settlement process (available in the United Kingdom only)
Policy Language and Rules A brief overview of ISO's policy language and manual rules services
Policy reporting Service helps you maintain accuracy in reporting policy information (WCPOLS) to individual data collection organizations
Policywriting Support Forms Forms to help you satisfy legal requirements and administer insurance programs
PPC (Public Protection Classification) Service Information about the ability of local communities to fight fire
Premium Audit Advisory Service (PAAS) Technical information and training for premium auditors
Probable Maximum Loss (PML) Report Accurate estimates of a building’s or business’s Probable Maximum Loss (PML) and Maximum Foreseeable Loss (MFL) from a single fire
ProMetrix A suite of services that provides property metrics to help you assess, measure, and manage risk
Property and Liability Risk-Assessment Surveys On-site surveys that provide information on conditions and hazards at any property in the United States
Property Claim Services (PCS) The internationally recognized authority on insured property losses from catastrophes in the United States, Puerto Rico, and the U.S. Virgin Islands
Property Details Report Results of a street-level, exterior-only building survey for a commercial risk
PropertyProfile To help you determine which properties in your portfolio are at risk for inaccurate rating and underwriting information
PSOLD (Commercial Property Size-of-Loss Database) A complete exposure-rating tool that helps you price commercial property reinsurance treaties and individual risks
QC3 (Query Commercial Classification Code) An online lookup tool that finds the commercial classification code for workers compensation or general liability in a specific jurisdiction or in reference to an NAICS or SIC code
Quality Planning (QPC) Tools and services to help auto insurers identify rating errors, recover lost premium, and minimize future losses
Quality Planning (QPC): Precision Re-Underwriting A program to help you correct rating errors and recover lost premium
Quality Planning (QPC): QPConfirm A system to help identify policyholder error or fraud at point of sale or point of quote
Quality Planning (QPC): RISK:check A system to help you uncover flaws in rating data quickly and efficiently
Quality Planning (QPC): RISK:guard A tool to help you maintain rating integrity in the second and subsequent years of a multiyear program
QuickFill A fast and efficient way to get the information you need to complete an insurance premium quote
QuickFill Personal Auto A fast and efficient way to get the information you need to complete a personal automobile insurance premium quote
QuickFill Property A fast and efficient way to get the information you need to complete a homeowners or commercial property insurance premium quote
Rating Survey Detail Report Details on how ISO calculates specific loss costs, including charges and credits applied, for a commercial property
Reinsurance Consulting Service To help primary insurers, risk managers, and reinsurers with a variety of sophisticated reinsurance analyses
Reinsurance Package A family of products providing essential analytical and pricing tools for reinsurance underwriters and actuaries
Risk Improvement Statements Report Information about observed building and occupancy hazards for commercial properties
RISK:check Point of Sale A personal auto underwriting model that helps identify risks with a high likelihood of future claims fraud and also finds rating errors that could result in lost premium
Site-Specific Risk Information A brief overview of ISO's site-specific risk-information services
Site-Specific Risk Information and Customized Services for Insurance Companies Customized services for collecting and delivering site-specific risk information
SIU Case Manager A browser-based system that automates and integrates the tasks involved in managing claims and fraud investigations
Specialized claim information reporting (DCI/ICR) Service automatically triggers detailed claim information (DCI) reports and individual case (ICR) reports from insurer-reported claims transactions for claims satisfying the current DCI and ICR requirements
Specialty Commercial Lines Programs A broad array of insurance programs that make it easy for you to enter and compete in new markets
SPI Plus Online ordering system for underwriting reports and other information on commercial buildings in ISO’s property information database
Sprinkler Plan Review Evaluation of a planned sprinkler system before the building goes up or the system goes in
Sprinklered Property Report Evaluation of the design, condition, and operations of a sprinkler system and the conditions at a sprinklered building
State Filing Forms An online collection of more than 1,200 state filing forms from around the country together with instructions on when and how to use them
State Filing Handbook Your complete source of information on state filing laws, regulations, and procedures
State Filing Handbook for Workers Compensation Your online source of information on state filing laws, regulations, and procedures for workers compensation
Statistical Circulars on ISOnet Information about statistics, data collection, and quality assurance
Statistical Information for Claims Professionals Data for benchmarking your company against aggregate industry performance
Statistical Plans on ISOnet Instructions for reporting data to ISO
Statistical Service Reporting insurance statistics to ISO for regulatory compliance and to create an aggregate database
Technical Advisory Services A brief overview of ISO's technical advisory services (Engineering and Safety Service, Premium Audit Advisory Service, and Property Claim Services)
TeleUnderwriting Service A low-cost alternative to an on-site survey: site-specific information collected through telephone interviews
Top 100 Insurer Financial Results A quarterly compilation of underwriting and financial data for each of the 100 largest U.S. property/casualty insurance groups
Underwriters Advantage Report Property-specific data from a wide variety of SPI Plus reports, providing a complete profile of a commercial building
Unit statistical reporting Service produces required unit statistical reports from the policy and claim transactions you provide
Verisk Catastrophe Index Industrywide insured property loss estimates by county and line of business
VINMASTER Information to help you identify a vehicle's ISO symbol without having the vehicle identification number
wcPrism A comprehensive suite of data-management and compliance solutions for workers comp
Workers Compensation Survey On-site survey that gives you underwriting information and can help improve safety and mitigate loss in the workplace
XactAnalysis Analytical and reporting tools for claims, underwriting, and service providers
XactContents System for estimating the replacement costs of personal property
Xactimate System for estimating the cost of repairs for residential or commercial structures
Xactware Software for professionals involved in estimating all phases of building and repair
ZIP Code Profiles Information to help you focus your underwriting and marketing efforts
