ISO has introduced multistate endorsements that provide new options for handling additional insureds. Today, additional-insured endorsements cover additional insureds for their liability arising out of the named insured's operations. However, some courts have interpreted damage "arising out of" the named insured's operations to include damage caused by the additional insured's sole negligence. The new endorsements will provide coverage as originally intended.
We filed the new endorsements in December 2003 but subsequently withdrew them. We resubmitted the endorsements in March 2004, with a proposed effective date of July 1, 2004. As of August 2005, we have achieved approval in 50 jurisdictions.
For full details . . .
. . . on these changes, see Circulars LI-GL-2003-367, LI-GL-2004-115, and LI-GL-2004-147.
For more information on this topic, please contact:
Assistant Vice President
Manager - General Liability
Or call ISO Customer Service at 1-800-888-4476.