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Overview
How ISO Serves the Property/Casualty Insurance Industry
Company Background
Helping Insurers Price Their Products
ISO's Databases Serve the Industry
Underwriting Info on Properties & Communities
Estimates of Replacement & Repair Costs
Claims Info & Tools to Fight Fraud
Predictive Modeling & Scoring
Helping Insurers Comply with Legal & Regulatory Requirements
Helping Insurers Prepare for Increased Scrutiny of Workers Compensation Data
What Is Property/Casualty Insurance?
ISO's Professional Staff

Estimates of Replacement and Repair Costs

ImageISO offers a broad range of products and services designed to help insurers, agents, contractors, and others estimate the cost of replacing or repairing buildings and their contents. ISO's specialized product mix includes:

  • underwriting and insurance-to-value products
  • claims products
  • management and workflow products

Xactware® — estimating software for building and repair

ISO's sister company Xactware provides computer software for professionals involved in estimating all phases of building and repair.

In 1986, Xactware opened for business with its flagship estimating system, Xactimate®. Xactimate helps contractors and insurance adjusters estimate the cost of repairs and reconstruction faster and more accurately than ever before.

Since then, Xactimate has evolved into a high-powered package complete with a patented plan-sketching program. Eighty percent of insurance repair contractors and 15 of the top 20 property insurers use Xactimate to determine the cost of repairs.

Today Xactware offers a wide variety of software and systems for estimating and management.

360Value™

360Value provides reliable replacement-cost estimates — an essential component in all underwriting decisions for residential, commercial, and farm policies. These reliable replacement-cost estimates help property insurers improve their loss ratios, streamline underwriting workflows, and enhance agent and customer satisfaction. 360Value offers a comprehensive set of features, including: calculation using the actual components; minimal required fields for valuation; single user interface for all valuations; in-force policy portfolio analysis; anytime, anywhere access; and hands-free maintenance.

SPI Plus® Estimated Replacement Cost Report

For commercial properties, ISO's Estimated Replacement Cost Report gives you a quick, low-cost estimate of the replacement value of any building in the Specific Property Information (SPI Plus®) database. The report will improve your ability to charge premiums appropriate to your risk and help you protect your customers with adequate policy limits.

For more information . . .
. . . about ISO's products and services, try our Product Finder. To ask a question, make a comment, or request service, contact ISO. You can also call us at 1-800-888-4476.

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